Christie Administration Asks FEMA To Give New Jersey Residents And Businesses A 6-Month Extension To File Flood Claims Related To Superstorm Sandy

photo by Art Gallagher

TRENTON –The Christie Administration today urged the Federal Emergency Management Agency (FEMA) to grant New Jersey residents and businesses who suffered property damage or destruction in Superstorm Sandy an additional six-month extension to file a complete flood insurance claim, or proof of loss, in connection with the storm. The Administration is asking that the filing deadline be extended from April 28, 2014 to October 28, 2014.

“Superstorm Sandy was the worst natural disaster to strike New Jersey in a generation, and the process of rebuilding has been expensive and complicated. Homeowners and business owners simply need more time to file their final flood insurance claims,” said Governor Christie. “Many property owners have begun to rebuild only to find there was more damage than they originally thought. This extension would give New Jersey residents the vital extra time they need to successfully navigate the flood claims filing process and restore and rebuild their properties.”

A proof of loss is a form used by the policyholder to support the amount they are claiming under the policy, which must then be signed, sworn and submitted to the insurance company with proper supporting documentation. An extension of the filing deadline would give homeowners and business owners additional time to evaluate newly discovered damages and costs, obtain proper documentation, and submit detailed information in a supplemental proof of loss.

Read the rest of this entry »

• Tweet

Hurricane Sandy insurance complaints lead to N.J. enforcement actions against adjusters

Hurricane Sandy insurance complaints lead to N.J. enforcement actions against adjusters (via NJ.com)

Nearly a year after Hurricane Sandy slammed into New Jersey, the state’s insurance regulator has quietly fined a handful of industry professionals over their work following the Oct. 29 superstorm. So far, the Department of Banking and Insurance hasn…

Read the rest of this entry »

• Tweet

Christie Administration Offers Guidance to Consumers on Filing Insurance Claims after Storm

Trenton, NJ – In the aftermath of storm Sandy, one of the most devastating storms to ever strike New Jersey, the Christie Administration and Department of Banking and Acting Insurance Commissioner Ken Kobylowski today offered guidance to New Jersey consumers on filing insurance claims to restore damaged homes and repair or replace property.

“The first consideration is safety. People should wait until it is absolutely safe to return to their homes before doing so. Once people are safely able to inspect their property, there are a few basic steps they can follow to file their insurance claims, restore their property and move forward with their lives.”

“Filing claims is a significant process, especially at a time when a  resident has  lost a home or suffered major damage to property as a result of Sandy,” Acting Commissioner Kobylowski said. “But it is essential to getting all the help that consumers are entitled to under their policies.”

“I urge consumers to contact their insurance carriers as soon as possible and get the process started. The State’s insurance companies are facing an unusual event in New Jersey, but they are prepared for an increased level of activity.”

The Acting Commissioner offered the following suggestions to New Jersey residents:

Read the rest of this entry »

• Tweet